Privacy Policy
My360Lending.com and/or 360 Lending, LLC (“360L,” “we,” or “our”) is committed to protecting our customers’ and other website users’ (“you” or “your”) privacy and developing technology that gives you the most powerful and safe online experience. This Privacy Policy (the “Policy”) applies to the 360L website and governs data collection and usage. By using the 360L website, you consent to the data practices described in this Policy.
Collection of your Personal Information
360 Lending, LLC collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. MSF also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests, and favorites. There is also information about your computer hardware and software that is automatically collected by 360 Lending, LLC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used by 360L for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the 360 Lending, LLC website. This policy covers both online and offline activities, including information that we collect through our website, marketing events, applications you submit online and in person (among other methods). Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through any 360 Lending, LLC or my360lending.com public message boards, this information may be collected and used by others. This includes any information that is part of your profile on a third-party social network (such as Facebook) and that you allow the third-party social network to share with us. Note: 360L does not read any of your private online communications, such as a direct message sent to your loan officer.
360 Lending, LLC encourages you to review the privacy policies of websites you choose to link to from ours so that you can understand how those websites collect, use, and share your information. 360L is not responsible for the privacy policies or other content on websites outside of the my360lending.com website. In all cases, we strive to limit the amount of information we collect and store to that which is necessary to provide you with the relevant services.
Use of your Personal Information
360Lending, LLC collects and uses your personal information to operate our website and deliver the services you have requested. 360L also uses your personally identifiable information to inform you of other products or services available from us and our affiliates. 360 Lending, LLC does not sell, rent, or lease its customer lists to third parties. 360L may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, we may share data with trusted partners for a business purpose, for instance, to perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries, among other things. All such third parties are prohibited from using your personal information except to provide these services to 360 Lending, LLC, and they are required to maintain the confidentiality of your information. 360 Lending, LLC does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent. 360 Lending, LLC keeps track of the websites and pages our customers visit within 360L, in order to determine what 360L services are the most popular. This data is used to deliver customized content and advertising within 360L to customers whose behavior indicates that they are interested in a particular subject area. 360 Lending, LLC will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on 360 Lending, LLC or the website; (b) protect and defend the rights or property of 360 Lending, LLC; and, (c) act under exigent circumstances to protect the personal safety of users of 360 Lending, LLC, or the public.
Use of Cookies
The my360lending.com website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you. One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize 360L pages, or register with 360 Lending, LLC's website or services, a cookie helps us to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same 360 Lending, LLC website, the information you previously provided can be retrieved, so you can easily use the 360L website features that you customized. You can accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the 360 Lending, LLC or websites you visit.
Changes to this Policy
360 Lending, LLC will occasionally update this Privacy Policy to reflect company and customer feedback. 360L encourages you to periodically review this Policy to be informed of how we are protecting your information.
Contact Information
360 Lending, LLC welcomes your comments regarding this Policy. If you have any questions or concerns about this notice, or about the privacy of your nonpublic personal information that you have provided via use of this website or would like to opt out from future contact by 360 Lending, LLC, please contact us at 360 Lending, LLC 412 Walnut Dr. Trussville, AL. If you believe that 360 Lending, LLC has not adhered to this Statement, please contact us. We will use commercially reasonable efforts to promptly determine and remedy the problem.